Please use this identifier to cite or link to this item:
http://hdl.handle.net/2445/106566| Title: | Using GPS data to analyze the distance traveled to the first accident at fault in pay-as-you-drive insurance |
| Author: | Ayuso, Mercedes Guillén, Montserrat Pérez Marín, Ana María |
| Keywords: | Assegurances d'automòbils Accidents de circulació Telemàtica Anàlisi de supervivència (Biometria) Estudis de gènere Automobile insurance Traffic accidents Telematics Survival analysis (Biometry) Gender studies |
| Issue Date: | Jul-2016 |
| Publisher: | Elsevier Ltd |
| Abstract: | In this paper we employ survival analysis methods to analyse the impact of driving patterns on distance travelled before a first claim is made by young drivers underwriting a pay-as-you-drive insurance scheme. An empirical application is presented in which we analyse real data collected by a GPS system from a leading Spanish insurer. We show that men have riskier driving patterns than women and, moreover, that there are gender differences in the impact driving patterns have on the risk of being involved in an accident. The implications of these results are discussed in terms of the 'no-gender' discrimination regulation. |
| Note: | Versió postprint del document publicat a: https://doi.org/10.1016/j.trc.2016.04.004 |
| It is part of: | Transportation Research Part C: Emerging Technologies, 2016, vol. 68, num. July, p. 160-167 |
| URI: | http://hdl.handle.net/2445/106566 |
| Related resource: | https://doi.org/10.1016/j.trc.2016.04.004 |
| ISSN: | 0968-090X |
| Appears in Collections: | Articles publicats en revistes (Econometria, Estadística i Economia Aplicada) |
Files in This Item:
| File | Description | Size | Format | |
|---|---|---|---|---|
| 659364.pdf | 396.8 kB | Adobe PDF | View/Open |
This item is licensed under a
Creative Commons License
