Please use this identifier to cite or link to this item: http://hdl.handle.net/2445/112823
Title: Banking the unbanked: Evidence from the Spanish banking expansion plan [WP]
Author: Arqué Castells, Pere
Viladecans Marsal, Elisabet
Keywords: Bancs
Emprenedoria
Desenvolupament econòmic
Banks
Entrepreneurship
Economic development
Issue Date: 2016
Publisher: Institut d’Economia de Barcelona
Abstract: What are the benefits of lifting structural impediments to banking the unbanked? We address this question by studying the Spanish Banking Expansion Plan 1964-1974, a program aimed at extending banking services into unbanked municipalities after decades of banking status quo. We exploit the quasi-experimental nature of the program to identify its effects. Selected municipalities experienced a 9% increase in the number of workers per inhabitant. This effect was driven by the lending channel, primarily through the provision of liquidity and working capital, though not through the savings channel.
Note: Reproducció del document publicat a: http://www.ieb.ub.edu/2012022157/ieb/ultimes-publicacions
It is part of: IEB Working Paper 2016/24
URI: http://hdl.handle.net/2445/112823
Appears in Collections:IEB (Institut d’Economia de Barcelona) – Working Papers

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