Please use this identifier to cite or link to this item:
http://hdl.handle.net/2445/207578
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DC Field | Value | Language |
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dc.contributor.author | Andrés Sánchez, Jorge de | - |
dc.contributor.author | González-Vila Puchades, Laura | - |
dc.contributor.author | Arias Oliva, Mario | - |
dc.date.accessioned | 2024-02-15T18:17:04Z | - |
dc.date.issued | 2023-10 | - |
dc.identifier.issn | 1018-5895 | - |
dc.identifier.uri | http://hdl.handle.net/2445/207578 | - |
dc.description.abstract | The most significant market for life settlements (LSs) is the U.S. LSs are not present in some European countries, such as Spain, and can therefore be seen as a novel and innovative financial service in those countries. This last consideration motivates this paper, which analyses the key factors, from the seller’s perspective, for the development of a secondary life insurance market through LSs in Spain. To do so, we use consumer behaviour findings from academic research on the acceptance of new technologies and services. Our analysis is based on the technology acceptance model developed by Davis (MIS Q 13:319–340, 1989) and Venkatesh et al. (MIS Q 27:425–478, 2003) and it is adjusted by means of a partial least squares-structural equation modelling. The findings show that relevant variables for the use of LSs are performance expectancy, expected easiness and social influence constructs. Ethical problems are not relevant in the decision to accept LSs. | - |
dc.format.extent | 27 p. | - |
dc.format.mimetype | application/pdf | - |
dc.language.iso | eng | - |
dc.publisher | Palgrave Macmillan | - |
dc.relation.isformatof | Versió postprint del document publicat a: https://doi.org/10.1057/s41288-021-00261-3 | - |
dc.relation.ispartof | The Geneva Papers on Risk and Insurance-Issues and Practice, 2023, vol. 48, num.4, p. 941-967 | - |
dc.relation.uri | https://doi.org/10.1057/s41288-021-00261-3 | - |
dc.rights | (c) The International Association for the Study of Insurance Economics, 2023 | - |
dc.source | Articles publicats en revistes (Matemàtica Econòmica, Financera i Actuarial) | - |
dc.subject.classification | Innovacions tecnològiques | - |
dc.subject.classification | Assegurances de vida | - |
dc.subject.other | Technological innovations | - |
dc.subject.other | Life insurance | - |
dc.title | Factors influencing policyholders’ acceptance of life settlements: a technology acceptance model | - |
dc.type | info:eu-repo/semantics/article | - |
dc.type | info:eu-repo/semantics/acceptedVersion | - |
dc.identifier.idgrec | 739862 | - |
dc.date.updated | 2024-02-15T18:17:04Z | - |
dc.rights.accessRights | info:eu-repo/semantics/embargoedAccess | - |
dc.embargo.lift | 2024-09-30 | - |
dc.date.embargoEndDate | info:eu-repo/date/embargoEnd/2024-09-30 | - |
Appears in Collections: | Articles publicats en revistes (Matemàtica Econòmica, Financera i Actuarial) |
Files in This Item:
File | Description | Size | Format | |
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833399.pdf | 624.55 kB | Adobe PDF | View/Open Request a copy |
Document embargat fins el
30-9-2024
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