Please use this identifier to cite or link to this item: https://hdl.handle.net/2445/218963
Title: Natural disasters and financial technology adoption
Author: Barros, Fernando, Jr.
Delalibera, Bruno R.
Valdemar Rodrigues de Pinho, Neto
Rodrigues, Victor
Keywords: Moneda electrònica
Catàstrofes naturals
Enginyeria financera
Brasil
Electronic funds transfers
Natural disasters
Financial engineering
Brazil
Issue Date: Feb-2025
Publisher: Elsevier B.V.
Abstract: This paper investigates the impact of natural disasters on the adoption of PIX payments in Brazilian municipalities. Using data from multiple sources, including the Ministry of Integration and Regional Development of Brazil, the Central Bank of Brazil, and the Monthly Banking Statistics by Municipality database, we employ the Differences-in-Differences method to measure the effect of disasters on PIX adoption. Our findings reveal a significant and positive impact of natural disasters on the utilization of PIX among households. Additionally, we observe that the intensity of the disasters influences PIX adoption, with more severe disasters exerting a greater impact.
Note: Versió postprint del document publicat a: https://doi.org/https://doi.org/10.1016/j.econlet.2024.112092
It is part of: Economics Letters, 2025, vol. 247, num.Febr, p. 1-4
URI: https://hdl.handle.net/2445/218963
Related resource: https://doi.org/https://doi.org/10.1016/j.econlet.2024.112092
ISSN: 0165-1765
Appears in Collections:Articles publicats en revistes (Economia)

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