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Si us plau utilitzeu sempre aquest identificador per citar o enllaçar aquest document: https://hdl.handle.net/2445/208366
En busca de soluciones para obtener financiación y acometer la renovación energética del edificio: la opción de compra en garantía
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This study highlights the challenges associated with securing financing for energy
renovation and improvement projects in older buildings. Green loans, aimed at facilitating such
endeavors, are not always accessible to owners' associations comprised of elderly individuals.
These associations often own buildings of historical significance that require substantial
investments to meet current European energy efficiency standards. In exploring potential
financing avenues, we are considering the establishment of a right of option to purchase in favor
of the lender. This option would be secured against the property formerly designated for the
caretaker of the building. Within the framework of Directive 2014/17/EU, our research examines
the potential of the option to purchase to serve as a guarantee mechanism. It also delves into
the implications of such an arrangement, as EU consumer law advocates for greater flexibility in
lawful formulas for loan reintegration, including the transfer of collateral – in this case, the
caretaker's residence – to the creditor.
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DE BARRÓN ARNICHES, Paloma. En busca de soluciones para obtener financiación y acometer la renovación energética del edificio: la opción de compra en garantía. [consulta: 2 de desembre de 2025]. [Disponible a: https://hdl.handle.net/2445/208366]