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Please use this identifier to cite or link to this item: https://hdl.handle.net/2445/101608
The financial sustainability and the income adequacy of the Spanish pension system
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(eng)Social insurance program is a universal model provided by the Pubic Sector with the aim of
covering risks such as retirement, widowhood or disability over the population with the provision of
either cash payments or services. One of the popular cash payments is the pension-retirement
income. In Spain, this pension is based on a pay-as-you-go system (PAYG). But the Spanish pension
system has to face some structural problems, like the aging of population and the increase in the
dependency ratio. After some reforms were initiated in order to improve the financial sustainability
of the pension system, some other strategies have been proposed to enhance these reforms, such as
changing the way pensions are based, i.e. a shifting from PAYG to other pension plans like definedbenefit
plans (DB) or defined-contribution plans (DC). A cross-country comparison between Spain
and Denmark will give us an insight of the differences between these two countries and try to ask
whether the pension system of a well-performed country can also be a good solution for Spain.
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Treballs Finals del Grau d'Economia, Facultat d'Economia i Empresa, Universitat de Barcelona, Curs: 2015-2016 , Tutor: Joan Gil Trasfi
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PERALTA BRULLO, Walter Hugo. The financial sustainability and the income adequacy of the Spanish pension system. [consulted: 17 of June of 2026]. Available at: https://hdl.handle.net/2445/101608