Please use this identifier to cite or link to this item: https://hdl.handle.net/2445/122221
Contratos de crédito inmobiliario en Alemania
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[spa] El BGB ha integrado una nueva regulación del préstamo inmobiliario con consumidores, siguiendo la línea iniciada por el legislador alemán de considerar el derecho de consumo una parte integrante del derecho civil general. Dejando de lado los deberes de información del prestamista, todas las normas sobre crédito al consumo se encuentran ahora en el BGB y, en particular, tienen gran importancia las normas
sobre el derecho de desistimiento. Además, la verificación de solvencia y sus consecuencias en el caso de que el prestamista infrinja ese deber han dado lugar a un gran debate en Alemania.
[eng] The BGB has integrated a new regulation of on credit agreements for consumers relating to residential immovable property, following the German legislature's approach of making consumer law an integral part of general civil law. Apart from the creditor's duties of information, all the rules on consumer credit can now be found in the BGB; in particular, the rules on the right of withdrawal are of the utmost importance. In addition, the creditworthiness evaluation and its consequences in case of the lender breaching his duty have given rise to a great deal of debate in Germany
[eng] The BGB has integrated a new regulation of on credit agreements for consumers relating to residential immovable property, following the German legislature's approach of making consumer law an integral part of general civil law. Apart from the creditor's duties of information, all the rules on consumer credit can now be found in the BGB; in particular, the rules on the right of withdrawal are of the utmost importance. In addition, the creditworthiness evaluation and its consequences in case of the lender breaching his duty have given rise to a great deal of debate in Germany
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ARTZ, Markus. Contratos de crédito inmobiliario en Alemania. [consulted: 7 of August of 2026]. Available at: https://hdl.handle.net/2445/122221