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Life settlements: descriptive analysis and quantitative aspects [written in Spanish]

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A life settlement is a financial transaction by which an existing life insurance policy is sold to an investor for a greater price than its cash surrender value. In this way, the investor undertakes to pay, if any, the outstanding premiums and has the right to receive the death benefit when the insured dies. This work carries out a descriptive analysis of this type of transaction and a study of its main quantitative aspects. Thus, among other aspects, an overview of the product is offered and its main agents, the nature of the parameters involved in its value and the risks related to it are described (...)

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ANDRÉS SÁNCHEZ, Jorge de, GONZÁLEZ-VILA PUCHADES, Laura. Life settlements: descriptive analysis and quantitative aspects [written in Spanish]. _Cuadernos de Gestión_. 2021. Vol. 21, núm. 2, pàgs. 19-34. [consulta: 24 de gener de 2026]. ISSN: 1131-6837. [Disponible a: https://hdl.handle.net/2445/177815]

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