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Please use this identifier to cite or link to this item: https://hdl.handle.net/2445/219937
The review of the mortgage credit directive: toward a digital, sustanaible and inclusive european market
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Directive 2014/17/EU, of the European Parliament and of the Council of 4 February
2014 on credit agreements for consumers relating to residential immovable property,
commonly referred to as the Mortgage Credit Directive (MCD), is still a relatively
recent piece of legislation. Moreover, most Member States did not transpose on time,
with Spain —one of the jurisdictions that suffered most in this area as a result of the
2008 financial crisis— being the latest to implement the MCD in 2019. Evaluating the
effectiveness of the Directive is therefore complicated due to the limited availability
of data
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ANDERSON, Miriam and ARROYO AMAYUELAS, Esther. The review of the mortgage credit directive: toward a digital, sustanaible and inclusive european market. Llibre: Anderson. Miriam. Vol. ), num. Arroyo Amayuelas, pags. ). [consulted: 12 of June of 2026]. Available at: https://hdl.handle.net/2445/219937