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cc-by-nc-nd, (c) Galabert, 2014
Si us plau utilitzeu sempre aquest identificador per citar o enllaçar aquest document: https://hdl.handle.net/2445/61268

Emergence and development of a financial cluster: the evolution of Andorra’s banking deposits in the long-term, 1931-2007

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This paper explores the origins of Andorra’s financial cluster. It shows that the free movement of currency, the protection of infant industry, and geographical concentration lie at the foundation of the cluster’s competitive advantage. Drawing on a new set of data, the paper also provides for the first time an estimate of the total deposits held by Andorra’s banks between 1931 and 2007. Based on this new information, the paper reaches the conclusion that the development of the cluster went through four distinct phases in which large companies, acting as leaders, played an important role in enhancing the cluster’s business capabilities.

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GALABERT MACIÀ, Marc. Emergence and development of a financial cluster: the evolution of Andorra’s banking deposits in the long-term, 1931-2007. _UB Economics – Working Papers_. 2014. Vol.  E14/317. [consulta: 21 de gener de 2026]. ISSN: 1136-8365. [Disponible a: https://hdl.handle.net/2445/61268]

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