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2024-04-01

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cc-by Arroyo Amayuelas, Esther, 2024
Please use this identifier to cite or link to this item: https://hdl.handle.net/2445/223623

A Third Directive on Consumer Credit

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https://doi.org/10.1515/ercl-2024-2001

Abstract

The recently adopted Consumer Credit Directive incorporates new forms of credit and uses classic consumer protection instruments as well as introducing measures that increase control over lenders with the aim of preventing over-indebtedness. In general, more burdens are imposed on lenders and certain commercial practices are banned or restricted in all Member States. Moreover, the Directive is characterised by the fact that it includes consumer data protection and specifies consumers’ right not to be discriminated against, which may have some overlap with the General Data Protection Regulation and the on-going development of EU artificial intelligence legislation.

Subject

Protecció del consumidor (Dret comunitari), Protecció de dades, Crèdit al consum

Subject (English)

Consumer protection (Law of the European Union), Data protection, Consumer credit

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Articles publicats en revistes (Dret Privat)

Citation

ARROYO AMAYUELAS, Esther. A Third Directive on Consumer Credit. European Review of Contract Law. 2024. Vol. 20, num. 1, pags. 1-24. ISSN 1614-9920. [consulted: 20 of May of 2026]. Available at: https://hdl.handle.net/2445/223623

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