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Treball de fi de màster

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cc-by-nc-nd (c) Fornés Piquer, Biel, 2026
Si us plau utilitzeu sempre aquest identificador per citar o enllaçar aquest document: https://hdl.handle.net/2445/231832

The impact of traffic bodily injury damages on quality-adjusted life expectancy: the case of Spain

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Motor‑vehicle crashes generate substantial losses in quality‑adjusted life years (QALYs). Using 2022 hospital data from the Spanish Ministry of Health, this study estimates expected QALY loss across injury profiles. Hospitalized victims show significantly higher losses than those treated only in emergency departments, and QALY loss is greater among males, younger individuals, summer and weekend crashes, ICU admissions, and fatalities. A comparison with the baremo shows that QALY‑based valuations tend to exceed statutory amounts in severe cases while remaining below them in minor injuries, highlighting both the proportionality of the QALY approach and its potential complementarity with the current system.

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Treballs Finals del Màster de Ciències Actuarials i Financeres, Facultat d'Economia i Empresa, Universitat de Barcelona, Curs: 2025-2026, Tutor: Mercedes Ayuso and Miguel Santolino

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FORNÉS PIQUER, Biel. The impact of traffic bodily injury damages on quality-adjusted life expectancy: the case of Spain. [consulted: 2 of October of 2026]. Available at: https://hdl.handle.net/2445/231832

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