Files

882851.pdf (2.26 MB)

Embargo

Item embargoed until 2026-10-31

Document type

Article

Version

Accepted version

Publication date

2025-02

Publication license

cc-by-nc-nd (c) Elsevier B.V., 2025
Please use this identifier to cite or link to this item: https://hdl.handle.net/2445/218963

Natural disasters and financial technology adoption

Journal Title

Authors

Director/Tutor

Journal ISSN

Volume Title

Related resource

https://doi.org/https://doi.org/10.1016/j.econlet.2024.112092

Abstract

This paper investigates the impact of natural disasters on the adoption of PIX payments in Brazilian municipalities. Using data from multiple sources, including the Ministry of Integration and Regional Development of Brazil, the Central Bank of Brazil, and the Monthly Banking Statistics by Municipality database, we employ the Differences-in-Differences method to measure the effect of disasters on PIX adoption. Our findings reveal a significant and positive impact of natural disasters on the utilization of PIX among households. Additionally, we observe that the intensity of the disasters influences PIX adoption, with more severe disasters exerting a greater impact.

Subject

Moneda electrònica, Catàstrofes naturals, Enginyeria financera, Brasil

Subject (English)

Electronic funds transfers, Natural disasters, Financial engineering, Brazil

Citation

Collections

Articles publicats en revistes (Economia)

Citation

BARROS, Fernando, et al. Natural disasters and financial technology adoption. Economics Letters. 2025. Vol. 247, num. Febr, pags. 1-4. ISSN 0165-1765. [consulted: 17 of June of 2026]. Available at: https://hdl.handle.net/2445/218963

Export metadata

JSON - METS

Share record