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cc-by (c) Bolancé Losilla, Catalina et al., 2021
Si us plau utilitzeu sempre aquest identificador per citar o enllaçar aquest document: https://hdl.handle.net/2445/183149

Nonparametric Estimation of Extreme Quantiles with an Application to Longevity Risk

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A new method to estimate longevity risk based on the kernel estimation of the extreme quantiles of truncated age-at-death distributions is proposed. Its theoretical properties are presented and a simulation study is reported. The flexible yet accurate estimation of extreme quantiles of age-at-death conditional on having survived a certain age is fundamental for evaluating the risk of lifetime insurance. Our proposal combines a parametric distributions with nonparametric sample information, leading to obtain an asymptotic unbiased estimator of extreme quantiles for alternative distributions with different right tail shape, i.e., heavy tail or exponential tail. A method for estimating the longevity risk of a continuous temporary annuity is also shown. We illustrate our proposal with an application to the official age-at-death statistics of the population in Spain.

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BOLANCÉ LOSILLA, Catalina, GUILLÉN, Montserrat. Nonparametric Estimation of Extreme Quantiles with an Application to Longevity Risk. _Risks _. 2021. Vol. 9(4), núm. 77, pàgs. 1-23. [consulta: 21 de gener de 2026]. ISSN: 2227-9091. [Disponible a: https://hdl.handle.net/2445/183149]

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