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Master thesis

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cc-by-nc-nd (c) Neyra Pérez, 2023
Please use this identifier to cite or link to this item: https://hdl.handle.net/2445/199801

The implicit generosity of pay-as-you-go systems. The internal rate of return, a simulated comparison between Spain and Sweden

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The aim of this paper is to study the disparities in terms of internal rate of return (IRR) between the Spanish pay-as-you-go system and the Swedish notional accounts sys-tem focusing on variables such as wage growth, gender and retirement age. To achieve this, a program has been developed in RStudio to simulate the IRR of both systems for differ-ent profiles. The results obtained provide an in-depth understanding of the relation ship between the IRR and intergenerational inequalities within the pure PAYG systems.

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Treballs Finals del Màster de Ciències Actuarials i Financeres, Facultat d'Economia i Empresa, Universitat de Barcelona, Curs: 2022-2023, Tutor: Mercedes Ayuso and Salvador Torra

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NEYRA PÉREZ, Andrés Jesús. The implicit generosity of pay-as-you-go systems. The internal  rate of return, a simulated comparison between Spain and Sweden. [consulted: 9 of June of 2026]. Available at: https://hdl.handle.net/2445/199801

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